A new mortgage for the new year?

Have you been putting off reviewing your mortgage options while interest rates are high?

After a year of increased mortgage rates in 2023, many buyers and home owners have been putting off sorting out their mortgage in the hopes of a better deal. If you’re one of those people who have been patiently waiting for rates to fall, now might be the best time to see a financial adviser and see what your options are.   

Since the start of the year, some lenders have announced sub-4% mortgage rate deals, and agencies are predicting continued rate cuts into 2024. This is well down from the peak when rates reached highs of 6% last year. By reviewing your mortgage options now, you could end up with a better deal now than you might have done six months ago.

Thomas Morris are able to introduce mortgage services to you through Embrace Financial Services, a mortgage broker with a team of expert financial advisers. Whether you're a first-time buyer, moving home, looking for help getting onto the property ladder or an experienced buy-to-let investor, one of the experts at Embrace Financial Services will be able to get you the best suited deal for your mortgage.

Book an appointment with a financial adviser at Embrace Financial Services today for more guidance on what to do with your mortgage.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

The information in this blog post was correct at the time of publication.